Any student, except an international student, wishing to be awarded financial assistance at Spalding University must complete the following steps:

1. The student must file the Free Application for Federal Student Aid (FAFSA) to determine the student's Expected Family Contribution (EFC). The FAFSA may be filed online at www.fafsa.gov or a paper copy may be downloaded from fafsa.gov website. Spalding University's school code is 001960. The results of the FAFSA determine the student's eligibility for federal and state financial assistance.
2. The student must be accepted to Spalding University. Admission applications are available in the Admissions Office or online at www.spalding.edu .
3. If the student is selected for verification by the federal government, he or she must submit copies of the paperwork used to complete the FAFSA to Kentucky Higher Education Assistance Authority (KHEAA) as Spalding has contracted with KHEAA to complete the verification process. In this event, an email is sent to the student from Spalding informing them to work with KHEAA. The student (and parent, if student is considered dependent on the FAFSA) will need to create a log in for the KHEAA.com website to complete the online verification worksheet as well as to upload any required documents into their secure portal. Federal Verification is a process conducted by the University/KHEAA, under the direction of the Department of Education, to verify accurate information is given when a student applies for financial assistance. Any student may be selected for verification by the federal government during any year he or she files a FAFSA.

Once the above steps have been completed, a Financial Aid Award Letter will be mailed from the Office of Financial Aid to the student. Students are encouraged to review financial aid information on the student portal. If a student wishes to make changes to their financial aid award, he or she must indicate those changes on the letter and return it to the Office of Financial Aid no later than fourteen days from the date of the award. After fourteen days from the date of the award, the Office of Financial Aid automatically certifies the aid package unless the student has requested a change.